Consumer Assistance

Here is Rhode Island Health Insurance information to guide consumers towards available resources:

Direct Pay - Individual Health Insurance - for those who need to obtain health insurance as an individual rather than a group plan purchased by an employer. The individual does not qualify for Medicare or Medicaid.

Pre-Existing Health Insurance Plan for RI - (external link to BCBSRI) for those who need comprehensive health benefits to uninsured Rhode Islanders with pre-existing medical conditions. This plan—which is funded through the federal Patient Protection & Affordable Care Act (PPACA)

Employer Based Insurance - for those who obtain health insurance through an employer or want to continue their employer coverage (cobra)

Long Term Care Insurance - is regulated by the RI Department of Business Regulation (DBR)

Medicare - for those over 65 years of age or permanently disabled

RIte Care/Medicaid - for those who qualify for RI's Medical Assistance Program because of income, disability, or family status

TRICARE - for those who are active duty or retired uniformed service members

Additional Assistance - for those needing medical care with no insurance

Consumer Alerts - Consumer advisory and warnings

Contact Information - Insurers and State Agencies