Consumers > Controlling Premiums > HealthPact Plans

HEALTHpactPlan.com (external link) offers a nice overview of the plans. But you can get basic information here along with links to Blue Cross and United's HEALTHpact plans.

WHAT ARE HEALTHpact Plans?

HEALTHpact plans are new health insurance plans that improve health, promote wellness and reduce costs AND provide a real alternative to exisitng plans with high premiums, high deductibles, or reduced benefits. Both Blue Cross and United offer HEALTHpact plans as a choice for small employers (Blue Chip for Healthy Options and United’s Pledge Plan). HEALTHpact premiums are 15-20% less than comparable products.

WHO BENEFITS FROM HEALTHpact?

Small Rhode Island employers and their employees. Any employer in Rhode Island with 1-50 employees can offer a HEALTHpact plan to their employees. Any employee can get additional HEALTHpact savings by completing the following three requirements at enrollment: selecting a primary care doctor, completing the pledge form and filling out a health risk assessment.

WHAT IF I AM SICK?

HEALTHpact savings are available to ANYONE completing the required forms. Overweight? Smoke? Heart disease? Asthma? Cancer? None are barriers to HEALTHpact savings.

WHERE DO I START?

HEALTHpact plans have rewards and responsibilities. Please contact your health insurance broker or insurer for more information.

Blue Cross' Blue Chip for Healthy Options (external link to their HEALTHpact plan) or call 800.637.3718
UnitedHealthcare’s Pledge Plan (external link to their HEALTHpact plan) or call 800.573.0414

WHAT BROUGHT ABOUT HEALTHpact?

Please check out the following resources on HEALTHpact:



     Press Release - HealthPact is new name
     Press Release - UHC and BCBSRI plans approved
     20 Questions and Answers
     Bulletin 2007-1 Wellness Health benefit Plan
     HealthPact in the news - HealthLeaders Spring Report
     HealthPact in the news - New England Public Policy Center
     WHBP Product Requirements Document
     BCBSRI WHBP Order
     UHC WHBP Order
     Exhibit 2 BCBSRI
     Exhibit 2 UHC
     Exhibit 3 BCBSRI
     Exhibit 3 UHC
     Exhibit 4 & 5 BCBSRI
     Exhibit 4 - 5 UHC
     Exhibit 6 BCBSRI
     Exhibit 6 UHC
July 30, 2008
OHIC releases Health Insurance Advisory Council 2007-2008 Report

July 30, 2008
OHIC releases Professional Provider Plan Workgroup Final Report

July 08, 2008
OHIC Provides guidance for small group rate filing

June 19, 2008
OHIC Bulletin 2008-2 Change of Address

June 18, 2008
Rhode Islanders to save $15 - 20 million off Blue Cross and United rates

April 18, 2008
OHIC seeks public comment on large group rate review

April 11, 2008
OHIC releases Special Legislative Commission Report.

March 1, 2008
OHIC releases Market Merger Task Force Report.

February 29, 2008
OHIC finalizes Bulletin Number 2008-1: Bundling Discounts

February 22, 2008
OHIC posts Blue Cross large group trend filing approval and reduction